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Creative Uses for Reverse Mortgages… That You’ve Probably Never Considered
I’ve seen few things in my life as misunderstood or poorly understood as reverse mortgages, and the more I’ve learned about them, the more impressed I’ve become. In fact, I’ve come to like them so...
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Motley Fooled by Reverse Mortgages – New York Times No Better
Have you ever found yourself sitting alone and actually wondering, if only for a moment if you might possibly be some sort of unwitting participant in a Candid Camera revival show, or something close?...
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Even with $2 million in the bank, you should still have a reverse mortgage
Even seniors with $2 million in savings whose homes are free and clear should at least consider a reverse mortgage, even though few may think so. (And if you’ve saved less, like most people have,...
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After One Year, Obama Plan to Help Modify Second Mortgages Modifies NONE…...
Well, woohoo! It’s been just a few weeks shy of one year since the Obama Administration announced its plan to help 1.5 million homeowners modify their second mortgages, and the program has actually...
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AMERICA LOST: Treasury’s meetings with bloggers tells a story that I didn’t...
I talk to a lot of homeowners from all over the country every single day, and it’s been like that for almost two years now. Each day, I’ve try to do whatever I can to help those struggling to hold on...
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INSIDE CHASE and the Perfect Foreclosure
“JPMorgan CHASE is in the foreclosure business, not the modification business’.” That, according to Jerad Bausch, who until quite recently was an employee of CHASE’s mortgage servicing division...
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President Obama… Thank You. Elizabeth Warren… Will You Marry Me?
I’ve been following politics since I was about nine years old. It’s true… I got sent home with a note from my teacher for refusing to take off my “Impeach Nixon” button. I got into politics at nine...
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The American Recovery and Reinvestment Act – Our Tax Dollars at Work
On Feb. 13, 2009, Congress passed the American Recovery and Reinvestment Act of 2009 (ARRA). President Obama signed it into law four days later as a direct response to the economic crisis. The ARRA...
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How to Tell Legitimate Loan Modification Firm from an Illegal Operation or...
How can you tell what is legitimate loan modification assistance from what is offered by a “scammer”. When I started writing about the foreclosure crisis back in the latter part of 2008, this was one...
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Watch Which Words You Use With Republicans – They Could Take Their Toys and...
Derivatives, deregulation, Wall Street, shadow banking, interconnection… all words that might be used to describe the financial crisis that has thrown this country into an abyss so deep, that I don’t...
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Attention Homeowners & Lawyers: AG Mortgage Settlement Launches Online...
Finally, there are places online where homeowners, lawyers and other advocates can go to lodge complaints about a mortgage servicer’s handling of mortgage modifications, et al. And all I can say is,...
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Why the Media Misinforming Seniors on Reverse Mortgages is Wrong and Even...
In several past articles, I’ve written about the media’s coverage of reverse mortgages, pointing out how horribly inaccurate and misleading that coverage has consistently been over the past couple of...
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Short Sale Lease-Backs Make Total Sense – Fannie, Freddie and Servicers Are...
Attention Taxpayers: There is a solution to the foreclosure crisis that is destroying our country. It keeps people in their homes, doesn’t cost taxpayers a dime, and actually makes the banks more...
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Ice, Ice Baby – Iceland’s people give cold shoulder to paying for acts of...
Note to the reader… Just in case you’re not all that interested in Iceland, I would encourage you to remember that it’s me writing this, and therefore it might not be entirely about Iceland. Just a...
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A case of major lending institutions with no respect for the law… Part of the...
Jeff Thigpen is Guilford County, North Carolina’s Register of Deeds, and I didn’t write the headline above, those are his words used to describe the fraudulent acts of our nation’s major banks,...
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Register of Deeds, Jeff Thigpen, Is Not Playing Around – A Mandelman Matters...
Jeff Thigpen is the Register of Deeds for Guilford County in Greensboro, North Carolina. The way he explains it, he has two primary responsibilities: 1. To protect the chain of title when property...
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IF TRUE, IT’S TREASON – CBO Director Douglas Elmendorf and the Impact of the...
During the fall of 2010, Lan T. Pham, PhD was a “senior staffer financial economist” at the Congressional Budget Office. She was fired after less than three months on the job. In February she...
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T’was the Night Before Christmas… 2010
Twas the Night Before Christmas… 2010 Twas the Night Before Christmas, 2010 And as I sat down, to pen this poem, once again, My mind started thinking about the haves and have-nots This year, I...
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Can We All at Least Agree on This?
Oh, I know… it’s such a complex problem we’re having lately. Clearly, it’s far too complicated a problem for any normal mortal brain to grasp…. there seems no hope that we shall ever be able to...
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Greece Will Leave EU… They Should Do It Now.
Athens is burning through the night. EU is forcing 22 percent reduction in minimum wage. 20 percent of government jobs to be cut over three years. Large reductions in retirement pensions. And...
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